Raycash Brand Identity
·The logical next step in the evolution of
personal banking, Raycash promises to make your money
private, borderless, and truly your own. Ashfall developed
the strategy, identity, website and product-brand
integration, helping Raycash combine decentralized
fintech with the credibility of a regular bank.
personal banking, Raycash promises to make your money
private, borderless, and truly your own. Ashfall developed
the strategy, identity, website and product-brand
integration, helping Raycash combine decentralized
fintech with the credibility of a regular bank.
Spun out of the cryptographic security firm Zama, Raycash spent a year building encryption infrastructure for private, stablecoin-based banking before launching as a consumer product.
Resisting the temptation to position Raycash as “crypto, but for everyone,” the strategy was to let technology take a backseat and put the brand firmly in the space of consumer banking with a twist: focused on making self-custodial and truly sovereign money feel like a natural part of the lives of early mainstream adopters.
What emerged is a fintech brand where lightness, warmth and movement communicate accessibility without becoming technical or futuristic.
The creative concept is echoed in Raycash’s
name. Cash becomes the substance: money, banking, daily
life. Rays become the treatment: warm, fast, frictionless,
like sunlight. The brand is the intersection of the two:
self-custodial money that moves like light.
The Raycash logo is the creative concept in miniature: cash and rays, money and light. Light runs across the letterforms while the card shape moves through them, the brand’s substance and treatment meeting in a single gesture.
The mark is built out from a single focal point. Light travels through the letterforms and breaks like a prism, while the cards tilt in three dimensions as they move.
The gesture introduced in the logo becomes the brand system’s clearest signature. The card shape takes flight with a warm yellow standing for the ray of light, and a soft green referring to money. The pattern holds across brand, product and campaigns, making Raycash immediately recognizable wherever it appears.
Raycash’s website is where highly technical infrastructure morphs into an engaging and exciting proposition to consumers. It translates terms like self-custody, stablecoins and encryption into the language of everyday money: private by default, usable across borders, and actually yours.
Instead of leading with the mechanics underneath, the site shows what Raycash lets people do: hold, send, spend and move money without giving up ownership. Product screens, global cues and warm human imagery turn the technology into something that behaves like familiar banking.
Raycash’s compositions are designed to feel flexible without becoming loose. A strict 4×4 panel grid underlies them, with panels placed on top for pattern, photography or text.
Each panel spans at least four cells, touches at least two outer edges, and has its own internal margins. The same rules generate compositions across social, decks and web: vertical or horizontal, two panels or three, dense or stripped back.
The whole system is built to celebrate the concept of individual sovereignty: the increasingly contested idea that people’s money isn’t just held for them until banks or governments say otherwise, but genuinely their own.
Look closely and you’ll find sovereignty everywhere in the brand. Headlines are short, direct and always addressed to individuals, the main typeface is full of subtle personality, the color scheme is humanistic, and brand photography depicts individuals enjoying personal freedom.
Brand photography is where sovereignty becomes human. Where the rest of the system expresses sovereignty in the abstract, the images simply show it: modern, mobile people bathed in warm light, travelling, paying, and living without friction.
Brand guidelines are built for AI-generated images rather than photo shoots. Precise directions for settings, light, subjects, product presence, tone, and stylistic guardrails let Raycash’s marketing team generate on-brand assets independently after the project’s handover.
Near-perfectly geometric construction of Gellix gives Raycash the balance the strategy called for: warm enough for a consumer finance brand, confident enough for money. The geometry feels open and welcoming, and heavier weights make the short statements that Raycash’s copy leans on feel self-assured.
Saans keeps product and explanatory copy clear, with the monospaced version adding a precise technical register.
Even before paid media or out-of-home became an immediate need, the system was designed for those contexts: simple claims, strong colour, recognisable pattern, and enough composure to work at public scale.
Charts give Raycash a clear language for financial information across the app, website and presentations. In the product, they help users understand balances, movement and progress. On the website and in decks, they make the same ideas legible at a glance.
For Raycash the app is by far the most important brand surface. Almost every customer interaction happens here: making payments, checking a balance, customer service. For these kinds of firms the brand identity must be built around the app from day one.
Ashfall worked closely with Raycash’s team to embed the brand direction in the product design, using existing wireframes to define how colours, typography, patterns, graphs behave in the app. The result is an identity that’s entirely native to the app, not simply retrofitted later on.
The brand shows up clearly at key moments. When money comes in, the screen fills with the pattern and shows the amount in big type; the same happens when you open the app or make a payment. The app was built with these moments in mind, using the brand’s strongest element, the pattern, to celebrate them.
The card-shape that’s already present in Raycash’s logo and pattern comes back here, full circle, ready to take physical form should Raycash bring one to market: unboxed, kept in a wallet, or used at checkout.
Tote bags, stickers, caps and community items take the brand out of the app and into the everyday life of Raycash’s young, cosmopolitan customers.
The creative concept of rays and cash
shows up in the colour palette: yellow for light, warmth,
and movement; green for money, value and use. Warm
beiges and browns keep the system welcoming and
composed, with enough brightness to slightly
nod to the crypto world.
The brand system is built to make sure Raycash moves effortlessly across the spectrum, from app screens and product flows to demos, posters, stage graphics and launch materials. Designed to grow with the company, it frames Raycash as the natural next step in the evolution of personal banking.
- Leslie Uy
Alex Predusel
Jeff Whitlock
Martin Ehrlich
Jared Granger
Mubeen Qassim
Lucie Bajgart
Martin Egrt
Dominik Budimir
Matko Mijic
- Tom Allison
Valerio Leo
Mike Benchimol
Jana Bertram